Retirement Planning

Considering the Roth IRA Conversion after the Secure Act 

Considering the Roth IRA Conversion after the Secure Act After the passage of the SECURE Act, in December of 2019, many laws were included that impact IRA inheritances, IRA distribution rules, and IRA and other Retirement accounts in relation to estate planning strategies. Please reference my previous article which discusses these areas at a greater length. But one area that has always presented planning opportunities, and still continues to do so, is the Roth IRA conversion. When we refer to…

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Tax Planning

The SECURE Act: Some Planning May Be Required 

Surprise! Surprise! In the month of December, 2019, Congress passed the “Setting Every Community Up for Retirement Enhancement” Act, known as the SECURE Act, and President Trump signed it into law. Although, this law does have some minor reliefs or enhancements within it, it pretty much throws out the “Stretch IRA” provision of the past. Overall, this new law can be viewed as another step to increase tax revenue by the forced acceleration of IRA or retirement plan withdrawals. Keep…

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Motivation

Live Each Day to the Fullest 

Live Each Day to the Fullest – by S.H. Payer A good friend of mine read this poem about living life, to me. It was written many years ago, and it really says it all. Here it is: Live each day to the fullest. Get the most from each hour, each day, and each age of your life. Then you can look forward with confidence, and back without regrets. Be yourself, but be your best self. Dare to be different…

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Business Owner

Protect Your Business with a Solid Continuity Plan 

Protect Your Business with A Solid Continuity Plan A great characteristic of successful business owners is that they are optimistic people. They have a “can do” attitude, setting their goals high, taking risks, hiring the right people, constantly striving to improve the delivery of their service or product, with a constant drive to build their entity into one of great significance. As a result, the experience of building a successful company may give the owner great pride of their achievements,…

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